Westpac bank feed for Xero: import Westpac statements as a live feed

Where the native Westpac feed falls short

Westpac feeds eligible business banking facilities to Xero, set up from Westpac Online Banking on desktop after registering with the accounting software first. Two categories are excluded by name: Business Credit Cards and Business Term Deposits are not available to third-party providers other than MYOB and SapphireOne. Activation takes up to two business days.

A business credit card is the worst account to reconcile manually and the one Westpac excludes, which is why this page exists. Card statements run on a statement cycle rather than a calendar month, so the file you download rarely lines up with your Xero period and the closing balance is a cycle balance, not a month-end one. Westpac's card export also records spending as a positive figure and payments as negative, the reverse of what a bank account statement does, so importing it with a bank account's mapping inverts every line and turns the balance the wrong way round.

The manual way, every month

• Download the statement for the missing period
• Check the file format, dates and signed amounts
• Import into the correct Xero account and review overlaps
• Compare the closing balance and reconcile the lines

A usable CSV or OFX from the provider may be enough. Native PDF import is also available for eligible US and Canadian Xero organisations.

Review the statement, then choose how to import it

Preview the extraction, check the transactions, then send eligible lines through Xero's Bank Feeds API or download a Xero-ready CSV. Direct delivery supports dates within the last year and can be blocked by another provider's feed connection. Use CSV for older history. Overlap checks cover previous uploads to the same StatementClear feed, so also check any period already imported from other sources.

1. Step 1

   Start with your statement

   Preview a file before choosing how to get it into Xero.

2. Step 2

   Upload your Westpac statement

   PDF, CSV or Excel - whatever you can export. Map the columns once and we remember the mapping.

3. Step 3

   We check it first

   Review dates, amounts and signs. Balance checks use the source data, and overlap checks use prior StatementClear uploads.

4. Step 4

   Send to Xero or download CSV

   Send eligible lines directly to Xero or download a Xero-ready CSV. You complete reconciliation in Xero.

See the PDF-to-Xero workflow · Check PDF import in your region

Questions about Westpac and Xero

Where this comes from

Everything above about what Xero's native feed covers, what its manual import accepts and how feed lines reach a bank account comes from Xero's own documentation. The relevant pages are below, so you can check the claim rather than take it.

• Import a PDF bank statementNative PDF import in the US and Canada, with plan and document requirements. Checked 30 September 2026.
• About bank feedsXero's own account of which feeds exist, how they connect and what they do not cover.
• Import a CSV bank statementThe manual import: the formats it accepts, and how it handles lines it has seen before.
• Bank Feeds API overviewThe interface StatementClear posts through, and the reason a fed line is not an imported one.

Related accounts

• ANZ bank feed for Xero: import ANZ statements as a live feed
• NAB bank feed for Xero: import NAB statements as a live feed
• CommBank bank feed for Xero: import CBA statements as a live feed
• Credit card bank feed for Xero: for the cards Xero cannot feed