Square has no Xero bank feed. Import the Square balance as one.

Why there is no feed for your Square balance

Xero does not currently offer a native bank feed for the Square balance itself. Square's own Xero integration posts a daily summarised sales invoice into a clearing account, which is a sales sync rather than a feed - the balance's own ins and outs never arrive in Xero as bank feed lines.

Square settles net: each transfer bundles sales, refunds, tips and per-transaction fees into a single deposit, and that one figure is all your bank feed sees. The detail lives in the transfer and transaction CSVs on the Square Dashboard, which report gross, fee and net for every payment - three amounts per line where Xero wants one, so the column you map decides whether your ledger shows takings or takings-less-fees. Transfers also refuse to line up with calendar days: a weekend's trading typically rolls into one Monday deposit, which is why deposit-by-deposit matching against daily sales never quite works.

The manual way, every month

• Download the statement for the missing period
• Check the file format, dates and signed amounts
• Import into the correct Xero account and review overlaps
• Compare the closing balance and reconcile the lines

A usable CSV or OFX from the provider may be enough. Native PDF import is also available for eligible US and Canadian Xero organisations.

Review the statement, then choose how to import it

Preview the extraction, check the transactions, then send eligible lines through Xero's Bank Feeds API or download a Xero-ready CSV. Direct delivery supports dates within the last year and can be blocked by another provider's feed connection. Use CSV for older history. Overlap checks cover previous uploads to the same StatementClear feed, so also check any period already imported from other sources.

1. Step 1

   Start with your statement

   Preview a file before choosing how to get it into Xero.

2. Step 2

   Upload your Square statement

   PDF, CSV or Excel - whatever you can export. Map the columns once and we remember the mapping.

3. Step 3

   We check it first

   Review dates, amounts and signs. Balance checks use the source data, and overlap checks use prior StatementClear uploads.

4. Step 4

   Send to Xero or download CSV

   Send eligible lines directly to Xero or download a Xero-ready CSV. You complete reconciliation in Xero.

See the PDF-to-Xero workflow · Check PDF import in your region

Questions about Square and Xero

Where this comes from

Everything above about what Xero's native feed covers, what its manual import accepts and how feed lines reach a bank account comes from Xero's own documentation. The relevant pages are below, so you can check the claim rather than take it.

• Import a PDF bank statementNative PDF import in the US and Canada, with plan and document requirements. Checked 30 September 2026.
• About bank feedsXero's own account of which feeds exist, how they connect and what they do not cover.
• Import a CSV bank statementThe manual import: the formats it accepts, and how it handles lines it has seen before.
• Bank Feeds API overviewThe interface StatementClear posts through, and the reason a fed line is not an imported one.

Related accounts

• Stripe bank feed for Xero: reconcile payouts against gross sales
• PayPal bank feed for Xero: import PayPal statements as a live feed
• Shopify Payments has no Xero bank feed. Import the payout report as one.
• GoCardless has no Xero bank feed. Import the payout export as one.