No Xero feed for your foreign bank account? Import its statements as one.

Why foreign bank accounts rarely have a Xero feed

Xero's native feeds cover supported banks in supported regions - chiefly the UK, Australia, New Zealand, the US and Canada. A bank outside those regions rarely has a direct feed, and third-party feed coverage is patchy, so most foreign accounts end up on manual statement import.

Foreign statements fail Xero imports in quiet ways. Many European banks use a comma as the decimal separator, and 1.234,56 misread as a thousand separator imports as an amount a hundred times too big - Xero will not warn you. Dates are the other trap: DD.MM.YYYY and MM/DD/YYYY both exist in the wild, while Xero expects the date convention of your org's region. Some banks only offer MT940 or CAMT.053 exports, so the PDF statement is often the only usable record; the statement text is often in another language, and the account must reconcile into a Xero bank account held in the same currency.

The manual way, every month

• Download the statement for the missing period
• Check the file format, dates and signed amounts
• Import into the correct Xero account and review overlaps
• Compare the closing balance and reconcile the lines

A usable CSV or OFX from the provider may be enough. Native PDF import is also available for eligible US and Canadian Xero organisations.

Review the statement, then choose how to import it

Preview the extraction, check the transactions, then send eligible lines through Xero's Bank Feeds API or download a Xero-ready CSV. Direct delivery supports dates within the last year and can be blocked by another provider's feed connection. Use CSV for older history. Overlap checks cover previous uploads to the same StatementClear feed, so also check any period already imported from other sources.

1. Step 1

   Start with your statement

   Preview a file before choosing how to get it into Xero.

2. Step 2

   Upload your foreign bank account statement

   PDF, CSV or Excel - whatever you can export. Map the columns once and we remember the mapping.

3. Step 3

   We check it first

   Review dates, amounts and signs. Balance checks use the source data, and overlap checks use prior StatementClear uploads.

4. Step 4

   Send to Xero or download CSV

   Send eligible lines directly to Xero or download a Xero-ready CSV. You complete reconciliation in Xero.

See the PDF-to-Xero workflow · Check PDF import in your region

Questions about foreign bank accounts and Xero

Where this comes from

Everything above about what Xero's native feed covers, what its manual import accepts and how feed lines reach a bank account comes from Xero's own documentation. The relevant pages are below, so you can check the claim rather than take it.

• Import a PDF bank statementNative PDF import in the US and Canada, with plan and document requirements. Checked 30 September 2026.
• About bank feedsXero's own account of which feeds exist, how they connect and what they do not cover.
• Import a CSV bank statementThe manual import: the formats it accepts, and how it handles lines it has seen before.
• Bank Feeds API overviewThe interface StatementClear posts through, and the reason a fed line is not an imported one.

Guides for Foreign bank account in Xero

• Xero bank rules: what they do, how to build one, and where they stopWhat a Xero bank rule does, how to build conditions narrow enough to be safe, and the limit no rule gets past: a line that never arrived.
• Xero bank reconciliation not matching: finding where the balance went wrongWhy Xero's statement balance won't match the bank: duplicated lines, a feed gap, inverted signs from a debit and credit CSV, or a clipped export.
• Refreshing a Xero bank feed: what it pulls in, and what it can't reachHow to refresh a Xero bank feed, what a refresh actually pulls in, and the four situations where pressing it again changes nothing.
• Xero bank feed status: down, late, or never there in the first placeThree places to check a Xero bank feed: the status page, the disruptions list, and the account's own status updates. Plus what none of them tell you.
• How to add a bank account to Xero when there is no feedXero's add without bank feed route, step by step, and the three things the manual import never checks: the balance, the signs and the duplicates.
• Can a third-party app post real bank feed lines into Xero?Xero's Bank Feeds API is partner-only, so most tools hand back a file to import. What a real feed line is, and how a statement becomes one.
• Xero manual bank statement import: what it accepts and where it stopsWhich file formats Xero's manual import accepts, the CSV rules that reject a file, and the four limits that make it a poor substitute for a bank feed.

Related accounts

• Wise bank feed for Xero: import Wise statements as a live feed
• N26 has no Xero bank feed. Import N26 statements as one instead.
• No Xero feed for your FX account? Import each currency as one.
• ANZ bank feed for Xero: import ANZ statements as a live feed