CommBank bank feed for Xero: import CBA statements as a live feed
CommBank's direct Xero feed covers business transaction and savings accounts, business loan accounts, term deposits and business credit cards, set up from Xero or from NetBank. The eligible list is a business list: a personal CBA account or personal credit card used for business spending is not on it, and support for personal card feeds remains an open request rather than a feature. StatementClear lets you review the statement, then send eligible lines to Xero or download a Xero-ready CSV. Direct delivery supports dates within the last year; older history uses CSV.
CommBank's direct feed is straightforward to set up, from inside Xero or from NetBank under Manage my accounts, and for an eligible business account it works well. The gap is a specific and very common one. CommBank's eligible products are business products: business transaction and savings accounts, business loan accounts, term deposits and business credit cards. A sole trader or a young company running on a personal CBA account, or putting business spending on a personal Mastercard or Visa, has no feed available, and adding personal card support has been an open request in Xero's own product forum rather than something shipped. That is a permanent manual import unless something else fills it. StatementClear lets you review the statement, then send eligible lines to Xero or download a Xero-ready CSV. Direct delivery supports dates within the last year; older history uses CSV.
1 complete statement free per account. No card required.
Where the native CommBank feed falls short
CommBank has a direct Xero feed set up either from Xero or from NetBank under Manage my accounts. It covers business transaction and savings accounts, business loan accounts, term deposits and business credit cards. NetBank feeds reach Xero and MYOB only; the wider provider list, including Reckon, BGL and Class Super, is a CommBiz feature. Personal cards and personal accounts used for business sit outside the eligible list.
CommBank's CSV export is deliberately plain, and that is where it catches people. The download carries no header row at all, just date, amount, description and balance, so a manual import into Xero means telling it what each unlabelled column is every single time. The amount is a single signed figure, negative for money out, which is the easier convention, but the date arrives day-first and will silently reverse if anything treats it as American. Statements downloaded from NetBank and from CommBiz do not carry identical columns either.
The manual way, every month
- Download the statement for the missing period
- Check the file format, dates and signed amounts
- Import into the correct Xero account and review overlaps
- Compare the closing balance and reconcile the lines
A usable CSV or OFX from the provider may be enough. Native PDF import is also available for eligible US and Canadian Xero organisations.
Review the statement, then choose how to import it
Preview the extraction, check the transactions, then send eligible lines through Xero's Bank Feeds API or download a Xero-ready CSV. Direct delivery supports dates within the last year and can be blocked by another provider's feed connection. Use CSV for older history. Overlap checks cover previous uploads to the same StatementClear feed, so also check any period already imported from other sources.
- Step 1
Start with your statement
Preview a file before choosing how to get it into Xero.
- Step 2
Upload your CommBank statement
PDF, CSV or Excel - whatever you can export. Map the columns once and we remember the mapping.
- Step 3
We check it first
Review dates, amounts and signs. Balance checks use the source data, and overlap checks use prior StatementClear uploads.
- Step 4
Send to Xero or download CSV
Send eligible lines directly to Xero or download a Xero-ready CSV. You complete reconciliation in Xero.
See the PDF-to-Xero workflow · Check PDF import in your region
Questions about CommBank and Xero
Where this comes from
Everything above about what Xero's native feed covers, what its manual import accepts and how feed lines reach a bank account comes from Xero's own documentation. The relevant pages are below, so you can check the claim rather than take it.
- Import a PDF bank statementNative PDF import in the US and Canada, with plan and document requirements. Checked 30 September 2026.
- About bank feedsXero's own account of which feeds exist, how they connect and what they do not cover.
- Import a CSV bank statementThe manual import: the formats it accepts, and how it handles lines it has seen before.
- Bank Feeds API overviewThe interface StatementClear posts through, and the reason a fed line is not an imported one.
Related accounts
Get your CommBank statement into Xero.
Upload a CommBank statement and review the preview. Your first complete statement is free.
1 complete statement free per account. No card required.
Browse every bank and platform or read the Xero bank feed guides.