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No Xero feed for your FX account? Import each currency as one.

Some FX and payments providers have built Xero integrations, but dedicated FX accounts, broker accounts and forward-contract facilities usually have none, and even where a feed exists it rarely covers every currency balance. StatementClear lets you review the statement, then send eligible lines to Xero or download a Xero-ready CSV. Direct delivery supports dates within the last year; older history uses CSV.

An FX account is really several balances behind one login - one per currency, with trades that touch two of them at once - and usually no feed into Xero for any of it. Reconciling it means exporting per currency, reshaping each file and importing them one at a time, every month. StatementClear lets you review the statement, then send eligible lines to Xero or download a Xero-ready CSV. Direct delivery supports dates within the last year; older history uses CSV.

Upload a statement

1 complete statement free per account. No card required.

Why FX accounts rarely have a Xero feed

A few FX and payments providers have built Xero integrations, and some multi-currency accounts from newer providers do offer feeds. Most dedicated FX accounts - broker accounts, forward-contract facilities, currency balances with specialist providers - have none, and even where a feed exists it rarely covers every currency balance you hold.

One FX relationship usually means several balances, and Xero needs a separate bank account, in the matching currency, for each one - posting a euro statement into a sterling account is how reconciliation dies. A single conversion appears as two movements, a debit in one currency and a credit in another, and depending on the provider the export shows both sides, one side, or a blended line with the rate baked in. Forward contracts, margin deposits and provider fees land in the same export as ordinary payments, and statement formats differ between the per-currency and whole-account views.

The manual way, every month

  • Download the statement for the missing period
  • Check the file format, dates and signed amounts
  • Import into the correct Xero account and review overlaps
  • Compare the closing balance and reconcile the lines

A usable CSV or OFX from the provider may be enough. Native PDF import is also available for eligible US and Canadian Xero organisations.

Review the statement, then choose how to import it

Preview the extraction, check the transactions, then send eligible lines through Xero's Bank Feeds API or download a Xero-ready CSV. Direct delivery supports dates within the last year and can be blocked by another provider's feed connection. Use CSV for older history. Overlap checks cover previous uploads to the same StatementClear feed, so also check any period already imported from other sources.

  1. Step 1

    Start with your statement

    Preview a file before choosing how to get it into Xero.

  2. Step 2

    Upload your FX account statement

    PDF, CSV or Excel - whatever you can export. Map the columns once and we remember the mapping.

  3. Step 3

    We check it first

    Review dates, amounts and signs. Balance checks use the source data, and overlap checks use prior StatementClear uploads.

  4. Step 4

    Send to Xero or download CSV

    Send eligible lines directly to Xero or download a Xero-ready CSV. You complete reconciliation in Xero.

See the PDF-to-Xero workflow · Check PDF import in your region

Questions about FX accounts and Xero

Four. Each currency balance maps to its own Xero bank account in that currency, and each gets its own feed in StatementClear. Column mappings are saved per feed, so the monthly routine for each one is upload, glance at the checks, done.

No. Each side posts to its own currency's feed - the sell side into one Xero account, the buy side into the other - and you reconcile the pair as a transfer between the two accounts in Xero. Deduplication also stops the same line posting twice within a feed.

You can choose direct delivery through Xero's Bank Feeds API for eligible accounts and dates, or download a Xero-ready CSV. Direct delivery only supports dates within the last year, and another provider's existing feed can prevent connection. Both routes deliver lines you still reconcile in Xero.

It becomes another Xero bank account and another feed, mapped once on the first upload. Existing balances are untouched, and a conversion between the new balance and an old one is still recognised as one movement rather than two unrelated lines.

Where this comes from

Everything above about what Xero's native feed covers, what its manual import accepts and how feed lines reach a bank account comes from Xero's own documentation. The relevant pages are below, so you can check the claim rather than take it.

Related accounts

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Upload a statement

1 complete statement free per account. No card required.

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